How it Works

Time of Need specializes in assisting the financial needs of clients who have mature claims with significant injury, and confirmed insurance. Financial support is provided up front for up to 75% less cost than other pre-settlement services, and at no risk.

No recovery means no repayment. 

Time of Need offers clear terms and fair repayment schedules for personal injury victims.

Time of Need provides open disclosure.

Time of Need utilizes a quarterly or three month repayment schedule as opposed to other companies that use a six month schedule, more closely tailoring our rates to when the repayment is made - saving you money.

Time of Need provides you with a clear chart illustrating repayment amounts in three-month intervals.

Time of Need follows the highest ethical standards for your protection.

Time of Need utilizes the services of an accountant, a health care specialist, and an attorney consultant to ensure that we only invest in quality cases, permitting us to provide the lowest fees to our clients.

Time of Need makes it easy, and fast. Plus, there is never any risk- no recovery means no repayment.

A Message for Your Attorney

As a personal injury attorney, you know how clients' financial difficulties can force the acceptance of a premature and unsatisfactory settlement. Successful negotiations require time and many cases do not receive their full value until you are standing on the court house steps. Experienced attorneys know that pressure to settle costs them vital leverage in settlement negotiations. Take away that pressure and the settlements are larger, the clients more satisfied - everyone wins.

Let's face it. A "fire sale" settlement sends the wrong message to the insurance carriers and can adversely affect not only this case, but all future dealings.

Time of Need is here to provide your client with the funds he urgently needs, so that you can do the work required to obtain a fair and adequate settlement and a successful outcome for you and your client. The best part of this service is that there is no risk to you or your client - no recovery means no repayment.

When you have clients who need financial assistance until their cases are settled, call upon Time of Need Financial. We can help you change the entire course of your case.

Time of Need makes you look good with our lower client costs, immediate processing, minimal paperwork, risk-free advances and professional staff. Payment drafts can often be delivered right to your office in only 24 hours.

Timing is the essence of successful negotiations. We buy you the valuable time you need.